(877) 242-4494


Bankruptcy and foreclosure

You can file bankruptcy to help you prolong the foreclosure process. It is very important that you understand how bankruptcy works. Many people use bankruptcy as a scare tactic. There are several different "chapters" of bankruptcy. Some are work-out others are wipe-out, but here is the general idea. When someone files bankruptcy it's almost like someone builds a "bullet-proof" barrier around the house. No one can touch you! However, you are not free of all responsibility and most people do not understand that. You need to know the difference between the "chapters" of bankruptcy before you file and we suggest you speak to a lawyer at our firm before making and huge decisions like "filing bankruptcy protection"  

Like we mentioned earlier, some bankruptcies are "work-out" others are "wipe-out". The two that are most commonly used for foreclosure defense are Chapter 7 & Chapter 13. Chapter 7 is the "wipe-out" and Chapter 13 is the "work-out". Bankruptcy is a federal court action designed to help individuals repay their debts or eliminate their debts depending on their circumstances. Chapter 13 bankruptcies are designed to reorganize debts in an effort to repay all debt. Chapter 7 bankruptcies are geared more towards liquidation of assets. Both Chapter 7 and Chapter 13 immediately stop the foreclosure process and any creditors from taking further action against you. Feel free to contact the Foreclosure Attorneys Of Orange County to discuss the pros and cons of filing bankruptcy protection. Remember that every case is different and bankruptcy might or might not be the best option for your situation. 

Contact a Los Angeles foreclosure defense lawyer at the firm for skilled legal assistance with a bankruptcy consultation. 




Jacob S.
"Wrongful Foreclosure"



Barbara W
"Short Sale"



John E.
"Wrongful Foreclosure"



Peter G.
"BK Discharge"



Kavika K.
"Litigation Award"



Luis A.



Masarion .
"Jury Settlement"

$1.4 Million


Amir K.
"Lender Litigation"



Albert M.
"Lender Litigation"



Georgina G.
"Lender Litigation"



  • I love that you know how to fix problems quickly and accurately. Your reputation for character and integrity is exceeded only by the results you obtain.

    Nathaniel K

    Studio City ,CA

  • Foreclosure Attorneys of California are by far one of the most understanding, comprehensive and extremely diligent group of attorneys I have ever met. They offer their clients personal attention combined with respect and compassion.

    Alana G

    Los Angeles ,CA

  • I called a few other Foreclosure Lawyers and John won out. If you need the best of the best. Call these guys.

    Evelyn L


  • If you are looking for a trustworthy, dedicated, and professional team of lawyers, I gladly recommend the Foreclosure Attorneys Of California. I've had nothing but excellent service and support from them.

    Bridgette W

    Long Beach ,CA

  • John has demonstrated professionalism and made himself available to answer all of my questions and concerns regarding my case. I would definitely work with him again.

    Brandi C


  • I am an attorney and I often refer clients to John. He is talented, reliable, and aggressive. He has gotten every one of my referrals excellent results.

    Robert W

    West Hollywood ,CA

  • You've taken so much pressure off me and taken a traumatizing situation for me and helped me confront it and move forward. Thank you for caring and wanting to help me during my tough times.

    Monica H

    Culver City ,CA